At 1 Stop Car and Finance we take pride in working with our partners at AUSSIE BIKE AUTO & BOAT LOANS PTY LTD ( ACL 378 694) in delivering the best value cars and finance possible. Whether you have excellent credit or not so good credit we believe that everyone is entitled to get the best value possible for their vehicle purchase.
Car yard Finance quite often get's a bad rap and most people would wrongly assume that it's always better to go through a bank. Financing a quality car with us here at 1 Stop Car and Finance can in fact quite often be cheaper than dealing with a bank.
Distinct advantages as opposed to going to a bank include, access to multiple lenders as opposed to just 1. This can offer a greater degree of flexibility, and it also means our brokers at Aussie are able to negotiate with multiple lenders and can very often beat the bank rate. Quite often our brokers have also been able to get people approved with the very same lender who may have declined the application from the client just previously. We might also be able to get you approved with a bank lender if you have had a small credit issue, which generally will not happen if you go to the bank yourself.
Getting approved with not so good credit history is almost impossible from a bank. At 1 stop car and finance we have access to multiple lenders who will consider an application from someone with defaults, and whilst payments and rates can be higher than a bank, they might not be as high as some may consider. It's also worth noting that our brokers maybe able to offer additional options to our clients that banks might not, such as a low price high quality extended warranty, Gap cover insurance, Income protection, flexible payment arrangement cover.Most importantly however in our opinion is the personal touch we give that you might not get through a bank, our staff and our brokers are always available to answer your questions whether it's regarding the car or the loan itself.
Our business is about maintaining an ongoing relationship with our valued buyer's. With us, you are a VIP and not another number.
So why does car yard finance get a bad rap? Well there will always be the odd one out there but we think it's mostly due to the presence of low grade in-house or private lenders who quite often charge in excess of 40 percent interest. There are also companies who lease their own cars ( often substandard) and are able to bypass the guideline that genuine lenders operate under. This can work out very expensive and can even make a loan at 40 percent appear cheap.
At 1 Stop Car and Finance we take pride in working without partners at Aussie in delivering the best value cars and finance possible. Whether you have excellent credit or not so good credit we believe that everyone is entitled to get the best value possible for their vehicle purchase.
We want your business and will value your visit !